Mortgage Advice

Our mortgage advisers can assist you to obtain the right mortgage product for your finances.

Thinking About Buying a Property?

Choosing the right mortgage is one of the most important decisions you'll make when purchasing a new home. With so many options available, the process can feel overwhelming, even if you’ve done it before.

We're here to simplify it for you. With access to hundreds of mortgage deals, we’ll help you find the one that’s perfectly tailored to your needs.

Talk to us about your mortgage options today.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Types of Mortgages

  • A bridging loan helps bridge the gap between purchasing a new property and selling your existing one.

    *These are offered as part of a referral service.

  • Designed for property investors and landlords, these mortgages are for those who intend to rent out the property rather than live in it.

    Most Buy to Let mortgages and some Bridging Finance is not regulated by the Financial Conduct Authority.

  • Before selecting a specific deal, it’s essential to determine the most suitable mortgage type for your needs.

  • Equity release allows homeowners to access the equity in their homes, providing funds for purposes such as supplementing retirement income.

    Equity Release is not suitable for everyone, and it is important to seek financial advice before taking any action. All other options available should be explored before choosing equity release.

    Interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home potentially to nothing. Please discuss with your family and beneficiaries.

    *This is a referral service.

  • Specialized mortgage products tailored to meet the unique needs of first-time home buyers.

  • Offering features like overpayments and payment holidays, flexible mortgages provide greater adaptability compared to traditional options.

  • With an offset mortgage, you can use your savings to reduce your mortgage balance and the interest paid on it.

  • Switch your existing mortgage to a new deal with a different lender without moving property.

  • These loans are secured against residential or buy-to-let properties and are used as a secondary mortgage.

    *These are offered as part of a referral service.

  • Tailored for individuals building a new home, these mortgages release funds in stages as the construction progresses.

  • Trusted Advice I can't recommend the Atwal Wealth team highly enough. As my go to financial advisory team for the past 7/8 years, Harpreet and Suki have provided me with exemplary service and thoughtful financial guidance. Harpreet takes the time to truly understand his clients' unique situations and goals. When I first started working with him, he spent several appointments getting to know my financial history, risk tolerance, timeline for major life events, and overall objectives. This allowed him to develop a customized financial plan that fitted my needs and priorities perfectly. Throughout our relationship, Harpreet and his team have always been responsive, patient and happy to answer all of my questions - no matter how small or frequently I contact them. He never makes me feel rushed or like I'm bothering him. He regularly reviews my portfolio and financial plan to adjust for changes in my life or the market. He is proactive about suggesting smart investments and strategies to help me work toward my goals. Overall, I could not be happier with the service Atwal Wealth provides. I would recommend Atwal Wealth to anyone looking for a knowledgeable, personable advisory service they can trust.

    Vishmin Sharma

    Trustpilot Review

  • Amazing team on hand to help. The team have been a great help giving us financial and life advice. They have sourced the best mortgage deals for our growing portfolio and family home. Highly recommended.

    Khush Singh

    Trustpilot Review

  • Bespoke advice I have worked with Atwal Wealth for 18 months now and the experience has been hugely positive. I have been really well supported through some big financial decisions. Harpreet and the team take the time to really understand you, your individual circumstances and you life and financial goals. Haprpeet pulls in the wider team with the relevant knowledge and expertise to build a resource that works together to meet your needs. We had opportunities to discuss different scenarios in order for me to make informed decisions. And in life, things crop up that you don't expect and Harpreet and the team always respond in a timet way.

    Nadia Barakat

    TrustPilot Review

  • As first time buyers As first time buyers, a lot of friends had said to me and my partner that buying a house is the most stressful thing you’ll ever do… I cannot relate. Hardeep and McKenzie took the stress away from us completely, so much so, I couldn’t believe when our mortgage offer had actually been approved by the lender as the process had all seemed to seamless. They stayed in regular contact, and created a WhatsApp group so we could ask any questions throughout and had regular meetings and zoom calls with us to keep us completely up to date throughout. I’d recommend these guys 100% for any house buyers at any stage of the process. House buying made easy.

    Hugh Mclelland

    Trustpilot Review

  • Financial Advisors Excellent service and experience from Atwal Wealth Management, Harpreet took ownership of my situation and worked through it in great detail, giving me confidence from the outset. The team dealt with everything fantastically leaving me to focus on my work and family, great flexible communication by video call, email, phone or messaging apps and fast to respond. A really great and personal experience with genuine and useful financial advice, many thanks to Harpreet and team.

    John Vickery

    Bark Review

  • Very patient and understanding, supporting my sister and I in a long and difficult process. Feels like they do genuinely care about their clients. I would definitely recommend

    Leeanne Crook

    Bark Review

  • Harpreet had been excellent with helping my family with savings and pensions, would highly recommend him and his team

    Abbir

    Bark Review

  • First time buyers Would like to say a massive thankyou to Harpreet and McKenzie for making the process of buying our first house stress free! They kept us up to date with every stage & having a group chat made it to easy to ask any questions along the way! Would 100% recommend. Thankyou

    Megan

    Trustpilot Review