
Pension Advice
Our financial advisors can assist with optimizing your existing pension or help you get started if you're looking to set one up for the first time.
Are You Ready for Retirement?
Once you've determined when you want to retire, the next step is to envision how you'd like to live during retirement. Think of it as planning for a lifelong vacation.
A good rule of thumb is to aim for an income that’s around 50% to 67% of your current earnings, adjusted for inflation and designed to keep pace with rising costs throughout retirement.
Consider your lifestyle goals: Will you be traveling more often or indulging in a costly hobby? It's likely that you'll want to maintain a similar standard of living to what you enjoy now.
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
Why Seek Pension and Retirement Advice?
Navigating the world of pensions can feel like trying to find your way through a dense, twisting maze in the dark. That’s where Atwal Wealth Management comes in. We clear the path and light the way, helping you confidently choose the right route for your retirement.
If you have pension savings of £75,000 or more, our financial advisors can guide you through your options—whether it's pensions, annuities, or income drawdown—and craft a personalized retirement plan tailored to your needs.
No matter where your pensions are held, Atwal Wealth Management is here to assist everyone. Our advisors offer recommendations based on products from Atwal Wealth Management and other carefully selected partners.
Investing now could set you up for a more secure future, but remember, all investments carry risks. The value of your investments can go down as well as up, meaning you might get back less than you initially invested.