Pension Advice

Our financial advisors can assist with optimizing your existing pension or help you get started if you're looking to set one up for the first time.

Are You Ready for Retirement?

Once you've determined when you want to retire, the next step is to envision how you'd like to live during retirement. Think of it as planning for a lifelong vacation.

A good rule of thumb is to aim for an income that’s around 50% to 67% of your current earnings, adjusted for inflation and designed to keep pace with rising costs throughout retirement.

Consider your lifestyle goals: Will you be traveling more often or indulging in a costly hobby? It's likely that you'll want to maintain a similar standard of living to what you enjoy now.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

Why Seek Pension and Retirement Advice?

Navigating the world of pensions can feel like trying to find your way through a dense, twisting maze in the dark. That’s where Atwal Wealth Management comes in. We clear the path and light the way, helping you confidently choose the right route for your retirement.

If you have pension savings of £75,000 or more, our financial advisors can guide you through your options—whether it's pensions, annuities, or income drawdown—and craft a personalized retirement plan tailored to your needs.

No matter where your pensions are held, Atwal Wealth Management is here to assist everyone. Our advisors offer recommendations based on products from Atwal Wealth Management and other carefully selected partners.

Investing now could set you up for a more secure future, but remember, all investments carry risks. The value of your investments can go down as well as up, meaning you might get back less than you initially invested.

  • Trusted Advice I can't recommend the Atwal Wealth team highly enough. As my go to financial advisory team for the past 7/8 years, Harpreet and Suki have provided me with exemplary service and thoughtful financial guidance. Harpreet takes the time to truly understand his clients' unique situations and goals. When I first started working with him, he spent several appointments getting to know my financial history, risk tolerance, timeline for major life events, and overall objectives. This allowed him to develop a customized financial plan that fitted my needs and priorities perfectly. Throughout our relationship, Harpreet and his team have always been responsive, patient and happy to answer all of my questions - no matter how small or frequently I contact them. He never makes me feel rushed or like I'm bothering him. He regularly reviews my portfolio and financial plan to adjust for changes in my life or the market. He is proactive about suggesting smart investments and strategies to help me work toward my goals. Overall, I could not be happier with the service Atwal Wealth provides. I would recommend Atwal Wealth to anyone looking for a knowledgeable, personable advisory service they can trust.

    Vishmin Sharma

    Trustpilot Review

  • Amazing team on hand to help. The team have been a great help giving us financial and life advice. They have sourced the best mortgage deals for our growing portfolio and family home. Highly recommended.

    Khush Singh

    Trustpilot Review

  • Bespoke advice I have worked with Atwal Wealth for 18 months now and the experience has been hugely positive. I have been really well supported through some big financial decisions. Harpreet and the team take the time to really understand you, your individual circumstances and you life and financial goals. Haprpeet pulls in the wider team with the relevant knowledge and expertise to build a resource that works together to meet your needs. We had opportunities to discuss different scenarios in order for me to make informed decisions. And in life, things crop up that you don't expect and Harpreet and the team always respond in a timet way.

    Nadia Barakat

    TrustPilot Review

  • As first time buyers As first time buyers, a lot of friends had said to me and my partner that buying a house is the most stressful thing you’ll ever do… I cannot relate. Hardeep and McKenzie took the stress away from us completely, so much so, I couldn’t believe when our mortgage offer had actually been approved by the lender as the process had all seemed to seamless. They stayed in regular contact, and created a WhatsApp group so we could ask any questions throughout and had regular meetings and zoom calls with us to keep us completely up to date throughout. I’d recommend these guys 100% for any house buyers at any stage of the process. House buying made easy.

    Hugh Mclelland

    Trustpilot Review

  • Financial Advisors Excellent service and experience from Atwal Wealth Management, Harpreet took ownership of my situation and worked through it in great detail, giving me confidence from the outset. The team dealt with everything fantastically leaving me to focus on my work and family, great flexible communication by video call, email, phone or messaging apps and fast to respond. A really great and personal experience with genuine and useful financial advice, many thanks to Harpreet and team.

    John Vickery

    Bark Review

  • Very patient and understanding, supporting my sister and I in a long and difficult process. Feels like they do genuinely care about their clients. I would definitely recommend

    Leeanne Crook

    Bark Review

  • Harpreet had been excellent with helping my family with savings and pensions, would highly recommend him and his team

    Abbir

    Bark Review

  • First time buyers Would like to say a massive thankyou to Harpreet and McKenzie for making the process of buying our first house stress free! They kept us up to date with every stage & having a group chat made it to easy to ask any questions along the way! Would 100% recommend. Thankyou

    Megan

    Trustpilot Review